While many people join AAA to get free jumpstarts and tow services, there are many more benefits of being an AAA member that most people are unaware of. Whether you are considering getting a AAA membership or trying to make the most of your current membership, these little-known perks are worth knowing.
1. Travel Discounts
AAA collaborates with travel partners to provide you with some nice discounts. For example, Hertz offers AAA members incentives like a 20% discount on base rates and no additional driver costs. Furthermore, many hotels offer exclusive discounts, irrespective of whether you book via your AAA account. It's best to ask directly with the hotel about potential discounts. Discounts are also available for activities, such as theme parks, like Disney, or zoos, which can make your vacation more affordable. Just make sure to verify whether you'll need to buy tickets online to get your discount.
2. Personal Notary Service
An AAA membership might also come in handy if you need a signature notarized. Regardless of your membership level, you are eligible for free notary services. To take advantage of this benefit, visit the nearest AAA branch. Fortunately, any AAA office should offer this service, saving you the hassle of looking for a specific location.
3. Credit Monitoring and Identity Theft Protection
Many AAA clubs offer their members free or discounted identity theft protection services. These services usually include credit monitoring, support with fraud resolution, and, depending on the membership level, identity theft insurance. AAA partners with third-party companies like Experian to provide these services. So, if you're considering using identity theft protection, you should research the individual provider to see if it's right for you.
4. Passport Photos and Road Maps
International travelers often turn to AAA offices for passport photo services, which sometimes come with discounts surpassing those of retail chains like CVS or Walmart. However, the expense may appear excessive for a modest 2×2-inch photograph. Although taking passport photos at home is an option, the exacting standards regarding lighting and facial expression could make professional services a preferable choice.
They can also help you navigate with international road maps. Classic members will enjoy a 50% discount, while Plus and Premier will receive them for free. Premier members also receive a complimentary set of photographs when they renew their passport. Classic and Plus members receive a discount for the same service.
5. DMV Services
Depending on your state, AAA may offer some DMV services at their locations. Your local AAA office can handle tasks such as title transfers, car registration, and even upgrading your driver's license photo, all with shorter wait times and an emphasis on customer satisfaction.
6. Insurance Discounts
AAA membership can bring extra benefits, such as discounts on home, auto, and life insurance. Depending on where you live, you may be eligible for Auto Club or CSAA Insurance services. If Auto Club Insurance is available in your region, it may be worthwhile to request a quote, considering it has been recognized as one of the top car insurance providers. Keep in mind that AAA Insurance operates on a regional basis, so it's advisable to research and read reviews specific to your local club's insurance offerings before making a decision.
7. Financial Services
AAA provides members with financial perks to help them invest and manage their money. Membership privileges may include access to high-yield deposit accounts, fully FDIC insured, similar to those offered by conventional and online banks. Additionally, alternative savings options, such as CDs and IRAs, may also be available.
8. Zero-Fee Credit Card
One of the privileges of being a AAA member is having a credit card that will give you some cash back. The AAA Visa Signature Card comes with no annual fee and allows members to earn five percent cash back on grocery store purchases. Furthermore, it offers three percent cash back on gas, pharmacy purchases, and wholesale club purchases such as Costco and Sam's.