mortgage Posts

Beware! NEVER Put These Things on Your Credit Card

Mortgage Payments If you’re planning on paying for mortgages with your credit cards, think twice about it. Because this essentially means you will be borrowing from one to pay another, and that’s not exactly a smart financial move.

How to Best Prepare for a Recession According to Experts

Our tip would be to make sure that you have enough in your savings for three months' rent or mortgage payment, plus your insurance deductible. Once you do this, you can let go of the gas pedal and move on to re-budgeting your debts, as specified in the next tip.

Downsizing? Here's What to Do When Moving in

H/T: Reader's Digest Life-Saving Tips For a Smooth Downsizing tips, home, mortgage, renovations, moving out, moving in, buying a home, property value, selling property Consider downsizing? Here are a few useful things to consider before, during, and after the move.

After Reading This, You'll Want to Move to Finland!

A mortgage loan is no more than 2% per annum Finland has one of the lowest mortgage rates in the world. Under certain conditions, it’s possible to get a mortgage with 95% of an apartment’s cost at 1-1.25%.

These 12 Cute Animal Moments Will Have You Smirking!

They aren’t busy with mortgage payments, exhausting work or responsibilities, and this knowledge makes us remember that life can also be worry-free if you only know how to see things.

These False Money-Saving Tips Will Make You Spend More

Certain types of debt, like a mortgage or a student loan, can help you move forward in life and achieve your goals without harming your credit score in the process.

I Never Knew the Origin of These Common Words!

Not surprisingly, “Mortgage” comes from the French words “mort” (death), and “gage” (pledge) meaning you pledge to pay it until you’re dead... Source “Schlong” comes from the Yiddish word for snake – “Shlang”… Source In the 19 th century, a “sniper” was a man who hunted snipe.

Instead of Buying a House, This Couple Lives On a Boat

The couple's monthly expenses include a mortgage they have on the boat - they have about $150,000 left on their balance and a $900 slip fee to live aboard the boat.

Ten Tips You Need to Consider to Save Money

It’s more profitable to rent a house than buy it While we like to think that investing in real estate is a good decision, mortgage rates are still high. To set the picture for you, imagine this scenario: Take a house that costs $100,000.

8 Important Facts About Your Home You Should Know

In China, for instance, it symbolizes 'welcome' in the Feng Shui tradition, while in Scotland, it is historically meant that the person who lives there has paid off their mortgage. 5. Your Floor Plan Might Be Making You Fat The open-concept kitchens are rather popular.

9 Super Effective Tips for Debt-Free Living

Debt usually includes balances on different types of loans you might have taken such as credit cards, mortgages, medical bills, or car payments. If the debt keeps on building up, it can hamper your ability to save and affect your happiness too. So how can we avoid staying in debt?

8 Things That Should Always Be Kept In A Safe

According to the advice given by Trina Patel, a financial advice manager to Reader’s Digest, they’re also critical when you’re applying for a mortgage or car loan.

5 Cases in Which Using a Debit Card is a BAD Idea

Since your bank account shows all the transactions carried out on the account, including those that cannot be adjusted by you such as mortgages and utility bills, it’s more difficult to isolate and focus on the expenses that you’re budgeting, such as ordering takeout or purchasing non-essentials like

8 Financial Terms We Should All Know!

Then you have to "subtract all of your debt, including your mortgage balance, credit card balances, student loans, and other obligations. The resulting number is your current net worth." [related_articles] 3.

Find Out the Stories Behind These Truly Amazing Pictures

An American businessman, by the name of Robert Macauley, actually mortgaged his house to charter a plane for more than 300 of the children when he found out that a lack of military transport planes to fly them out was delaying their evacuation.

Autopay Has Its Benefits, but Be a Little Wary of It Too

It can be great for payments that don't fluctuate every month and that have a predictable or fixed amount – like your mortgage, internet bill, car payments, or phone bills. With these bills, you know what to expect every billing cycle, and hence it’s safe to set up auto payment for them.

10 Essential Tips to Revamp Your Home on a Budget

But, if you don't mind getting your hands dirty, these DIY projects will help you update your home without having to take out a second mortgage. Take a look: 1. Clean Your vinyl siding While vinyl siding can keep your house looking new for years, it can start to look dingy after some time.