credit rating Posts

These 8 Great Tips Will Help You Boost Your Credit Score

Quit Relying on Credit Carrying multiple credit balances is one of the biggest reasons for having a low credit rating. Focus on paying off all of your credit cards and only using one of them from now on.

PayPal Versus Credit Cards: Here's the Lowdown!

Should you have a PayPal account or should you pay for all online purchases using a credit card and not add one more company to your list? The PayPal Pros According to PayPal your data is safe, but they would say that, wouldn’t they?

Here Are 8 Credit Cards You Should Steer Well Clear of!

The catch is that you require 1,000 points for 5$ in free groceries, meaning that you’re only getting a 0.5% base rewards rate. The normal base rewards rate for any rewards card is 1%, making this card extremely disappointing.

Beware! NEVER Put These Things on Your Credit Card

Credits cards are a great convenience. It’s so much easier to pay for anything with plastic, after all, and credit cards give us financial freedom as we are relieved from depending on cash all the time. Today, credit cards have become an essential tool in our road toward a cashless society.

This Online Scam Is Gaining Popularity at Alarming Rates

Paypal or credit cards are the safest options. If the seller says they register their dogs with a specific organization, you can call the organization to confirm.

Guide: How to Use Rising Interest Rates to Your Benefit

Bonds are structured to perform well in declining interest rate environments but can face challenges when rates rise. Investing in bonds during high-rate periods and selling them during low-rate periods can yield returns exceeding the bond's interest payments.

Do You Have a Healthy Heart Rate? It's Time to Find Out...

It's rather common for professional athletes or gym-goers to have low heart rates that hover around 60 or less, and this is because a fit person's heart doesn't need to work so hard to pump blood around the body.

Stop Swiping Your Credit Cards! It's No Longer Safe

Read on to learn why. source In a security solution to the problem of credit card fraud , banks have decided to shift the liability for charges made from fake cards to retailers.

Keep These Things In Mind When Paying With a Credit Card

There are many people who become victims of criminals that "skim" their credit card details as soon as their card is put into a compromised EPOS (Electronic Point of Sale) machine. This problem is becoming an issue in stores and restaurants.

These Financial Resolutions Are Definitely Ones to Keep

Pay off high-interest credit cards The average household debt in the United States stands at $15,482, coupled with an average credit card interest rate of 13.08%.

You'll Be Amazed by the Money You'd Save with These Tips!

Matt Shults of CompareCards.com says “It may sound counterintuitive to get a new credit card in order to save money, but you absolutely can do it.” Just be sure to pay down that 0% APR card before the rate goes up.

Find Out More About China's Scary New Social System

China is preparing a downright scary national reputation system that will employ mass surveillance and rate the country's citizens based on their economic and social reputation. This will also apply to Chinese businesses from 2020 onwards.

Never Overdraft at the Gas Station Again

In this short guide, we will learn how to avoid overdraft at the gas station, what a credit card hold is, how it affects a debit card, and how it affects your funds in general. What is an authorization hold?

Why These 8 Purchases Shouldn't Be on Installments

A unique advantage of many BNPL services is that they often don't check or report credit information. This makes them accessible to a wide range of people, though responsible use is crucial. Unlike traditional loans, smaller BNPL amounts usually don't affect credit scores.

Remembering the Animals of War in 10 Colorized Photos

. #1 Simon, the ship cat Image credit: Tom Marshall (PhotograFix) Simon served on the Royal Navy sloop-of-war HMS Amethyst. The Hong Kong-born cat was a stray who got smuggled on board the ship.

Buy Now Pay Later: What You Must Know About the Service

According to Huffington Post, about 987,000 users signed up for Klarna between March 1 and July 30, a growth rate of nearly 200% year-over-year, while Afterpay gained one million customers between March 1 and May 20.